Spotcoin makes digital currencies work for everyone. Our ability to provide liquidity the next business day means we are giving more people access to the new smart economy. Our services seamlessly connect digital and fiat currencies, creating a free flow of capital. Spotcoin raised $1 million in seed funding in 2017 as our OTC trade volume topped $10 million. We grew from 3 employees at the start to 30 staff members. The Spotcoin ICO will provide capital to expand the OTC exchange with more automated services, and world-class customer service for clients in the Black Sea region. Our innovative payment system, Spotpay, will provide fast, low-cost transactions in many combinations of fiat and digital currencies.Access to reliable, renewable energy lets us add liquidity to the market with our own 1.1 mW mining facility. And the Black Sea Blockchain Institute, established by Spotcoin will train developers in blockchain technology and executive managers in distributed ledger implementation. It will ultimately bring foreign direct investment and higher jobs to the region.