CRT is the very first security token which combines the advantages of direct and indirect investments in real estate by eliminating inefficiencies, excessive costs and lack of transparency. It is a digital representation of a subordinated bond which digitalizes both, the bond and the underlying real estate investments. The concept has the potential to fundamentally revolutionize the world of investment funds.
CROWDLITOKEN represents the next generation of financial assets. It is a fully compliant digital bond which allows investors to participate in a European real estate portfolio. Investors can select their own properties, determine their individual risk-return-profile and choose freely between monthly cash pay-out or reinvestment of the cashflows. Investments are possible in CHF, EUR or Ether.
The product has a maturity of 25 years, but it will be tradeable during the term. For the first time in financial history, it is possible to directly invest into an individually selected, tailor-made real estate portfolio that is at the same time tradeable. The token holder receives the net income of the selected real estate properties every month as cash pay-out, participates on the value appreciation of the properties at the end of the term and has voting rights when properties are being sold.
Our digital bond has a maturity of 25 years, maturity will therefore be reached in 2044. Investors buy the bond in Swiss francs, euros or ethereum and are free to choose which properties they wish to allocate them to. The allocation can be adjusted at anytime.
The investor chooses between CRT-Cash (receive monthly rental income in cash) or CRT-Reinvest (monthly rental income will be reinvested) and benefits from both, his share of the net running returns generated by the property as well as its value appreciation over time. At the end of the maturity, the investor receives his share of the property portfolio value, however in the minimum 70% of the nominal value of his bonds.